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Earthquake Insurance is More Important Than Ever
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Seismograph with paper in action and earthquake - 3D Rendering

Earthquakes are the result of two or more tectonics plates moving each other, but how much do you need earthquake insurance in Sacramento?

Earthquakes are dangerous because they are unpredictable: they strike without warning. Moving at mere centimeters per year (on average), these sluggish masses can cause destruction beyond belief. Many people believe that their homeowners or business insurance policy will cover them should one wreak havoc and destroy their home or business. But a close look at their insurance policies reveals that earthquakes are actually not included in covered damage, and then the person must find a way to come up with the funds to rebuild or reconstruct the damage. Here are a few reasons as to why you may think you do not need earthquake insurance, and why they are incorrect.

“My home survived the last earthquake, so it’s going to be fine.” 

This might make sense, but once you refer to the data: the evidence proves otherwise. New fault lines are being created and discovered all the time. A previous earthquake may have created a new fault line right under or near your home, putting it in a terrible position should the next quake strike.

“My home is bolted to its foundation.” 

While it is a better argument than the one mentioned above–even some seismologists are investing in earthquake retrofitting–the foundation could easily be destroyed by a truly devastating earthquake. Don’t believe us? Let’s go back to 1964, Anchorage, Alaska: the land on which 70 homes sat was liquefied by a serious tremor and drifted off to sea–foundation and all.

Earthquake insurance is here to help you put a roof over your head if an earthquake were to cause some damage to your home and affect your family. To find the right earthquake insurance in Sacramento, CA and surrounding areas, contact the insurance professionals at Purves & Associates in Davis. An instant quote saves you time and money!