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Insurance Implications of Marriage
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Life Stages of InsuranceAs wedding season is coming to an end, it becomes increasingly more important that newlyweds look into the implications of new life stages of insurance. There are a variety of types of insurance coverage that must be updated once you and the love of your life become one. We want you to enjoy the honeymoon phase of your marriage, which is why we have gathered all the must-know insurance implications of getting hitched:

  • Auto Insurance: Combining both of your policies and autos into one policy will land you an exciting discount on your policy. With two or more cars on your policy now, you will qualify for the multi-car discount.
  • Homeowners Insurance: If you will now be moving in together, you will want to make sure that both names are on the policy. Since marriage and the wedding ceremony have likely brought new and expensive items into your life, you may need to adjust your homeowners’ insurance coverage. For example, in order to safeguard your wedding rings and engagement ring, you will want to obtain scheduled personal property coverage.
  • Life Insurance: Marriage calls for an update on your life insurance policy. If you do not already have a life insurance policy, now is the perfect time to get one so that you can ensure your spouse will be financially stable if you pass unexpectedly. With each major life event, you should update your life insurance policy. If you receive life insurance through your employer, you may want to look into the coverage limits to make sure that it will suffice in protecting your new spouse as well.

Contact Purves & Associates Insurance Services in Sacramento for all of your California insurance needs. We will go above and beyond to insure all stages of your life with the most competitive insurance policies around. We are experienced in merging insurance policies for newlyweds. Allow us to worry about the insurance implications so you can better focus your attention on more exciting parts of marriage!