Flood Insurance: Does My Business Need It?

Flood insurance in Sacramento is a policy that all businesses should have, but so few actually do–is it really that necessary to carry? Natural disasters can be truly devastating to both residences and businesses. While most storm damages like lightning, hail, or wind are covered by commercial property insurance, it will not cover damage that Read More

3 Myths About Flood Insurance in Sacramento, CA

Many people think their homeowners insurance policy will cover them in the case of a flood when in fact the only way to protect against a flood is to have flood insurance in Sacramento, CA. If your home is damaged in a flood, are you covered? That depends on the value of your home, the level Read More

More Earthquake Troubles…

You do not have coverage for earthquake damage under your Homeowner’s Insurance policy!!! It was only 14 months ago that I was writing about the earthquake in Haiti.  New Zealand had their largest quake on record only last month, with billions in damages and many lives lost.  Which brings us to last weekend in Japan Read More

Quotation Frustration

If you watched the baseball playoffs this October, you couldn’t help but notice that insurance companies dominated the advertising space.  It was like the insurance carriers were trying to become the 4th American thing, “Hot dogs, baseball, apple pie and Insurance Commercials”.   I’m in the insurance business, and even I was sick of insurance by Read More

We blogged, Congress acted. Now that’s power!

Yesterday I posted a blog about the coming lapse of the NFIP (National Flood Insurance Program).  By the end of the day, Congress re-authorized the program for 1 year.  Am I taking the credit for getting Congress to act?  Yes I am. That’s a little arrogant, Mr. Purves… Mr. Purves, indeed!  When was the last time Read More

More Possible Trouble with Flood Insurance

The National Flood Insurance Program, which operates under funding approved by Congress, is set to expire once again on September 30, 2010.  The program is currently operating under a temporary extension from earlier this year, so this will be the third time in a year that the program is facing a lapse. So what does Read More