Dividing Up Housework Fairly

Chores are what keep a place from looking like a pigsty, but doing all of the chores can become draining and tiresome, so it’s important to divide the housework up fairly. Times have changed; while there is nothing wrong with the old division of labor (i.e. the man working full-time outside of the home and Read More

More Earthquake Troubles…

You do not have coverage for earthquake damage under your Homeowner’s Insurance policy!!! It was only 14 months ago that I was writing about the earthquake in Haiti.  New Zealand had their largest quake on record only last month, with billions in damages and many lives lost.  Which brings us to last weekend in Japan Read More

Quotation Frustration

If you watched the baseball playoffs this October, you couldn’t help but notice that insurance companies dominated the advertising space.  It was like the insurance carriers were trying to become the 4th American thing, “Hot dogs, baseball, apple pie and Insurance Commercials”.   I’m in the insurance business, and even I was sick of insurance by Read More

We blogged, Congress acted. Now that’s power!

Yesterday I posted a blog about the coming lapse of the NFIP (National Flood Insurance Program).  By the end of the day, Congress re-authorized the program for 1 year.  Am I taking the credit for getting Congress to act?  Yes I am. That’s a little arrogant, Mr. Purves… Mr. Purves, indeed!  When was the last time Read More

More Possible Trouble with Flood Insurance

The National Flood Insurance Program, which operates under funding approved by Congress, is set to expire once again on September 30, 2010.  The program is currently operating under a temporary extension from earlier this year, so this will be the third time in a year that the program is facing a lapse. So what does Read More

Dog Bit Your Neighbor?

  Scenario: Your dog just bit the neighbor’s child when the child tried to snuggle your sleeping dog.  You know your dog is a sweetheart, but was probably spooked when the child climbed on for an innocent snuggle.  Now the parents are suing you for negligence.  Do you have insurance coverage for this?  Answer below… Not Read More