Choosing a Sacramento, CA flood insurance policy should be one of the first steps in getting ready for El Nino.
Your homeowner’s insurance policy DOES NOT cover flood damage! With one of the strongest El Nino’s ever predicted expected to hit California later this year, right now is the time to get a flood insurance policy. Floods insurance policies have a 30-day waiting period before the coverage kicks in, which means that you can’t wait until the water starts flowing.
Homeowners who live in high-risk areas are not the only ones who need flood insurance. According to FloodSmart.gov, all Californians, no matter their flood risk, can benefit from a flood insurance policy. The five-year-long drought that the state has been experiencing may lead to even more dangerous conditions during El Nino. Widespread wildfires and soil that is not able to absorb rainwater increases the chance of mudslides when the rain starts to fall. When you invest in flood insurance, you are getting coverage for both the structure of your house and for its contents.
For all of your flood insurance needs this season and throughout the year, contact Purves & Associates Insurance Services. Serving Sacramento, Davis, and surrounding California areas, we will help you find the best flood coverage to meet your specific needs, all at the right price.