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Dog Bit Your Neighbor?
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  Scenario: Your dog just bit the neighbor's child when the child tried to snuggle your sleeping dog.  You know your dog is a sweetheart, but was probably spooked when the child climbed on for an

Summer is here and you’re vacation bound!  You found the best rate for a hotel and rental car and soon you’re flying away to your favorite vacation spot (or dreaded family reunion, but enough about my

When you think of the things that can damage your home like fire, wind, water, flood and earthquake, you are making a list of "perils".  At least that is how they are described in your Homeowner's