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Does Homeowners Insurance include Earthquake Insurance?
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Does Homeowners Insurance include Earthquake Insurance? No, no, no, no, no.  Your Homeowner's policy specifically excludes the peril of earthquake, unless you specifically add the coverage back on

You've seen the pictures of the massive damage caused in Haiti by an earthquake.  Then Chile.  The Samoa.  Then Indonesia.  And then a week ago it was a just few miles south of the border, making