Your vacation home is a place of relaxation and rejuvenation. You bought it to offer yourself and your loved ones a refuge from the world, a place to escape to get away from it all. As a result, it is important you do everything you can to protect your peace of mind when you are at your vacation home.
So you can rest easy and get the relaxation you deserve, we want to offer this guide to insuring your vacation home. Here are a few policies you may need.
- Your Existing Homeowners Insurance: Of course, you already have coverage for your primary residence. Did you know that policy can protect you in your vacation home? Specifically, your liability coverage will travel with you to your vacation home and wherever else you may head.
- Your Umbrella Insurance: If you want to get more liability insurance to ensure that no matter what happens on your vacation home, you are not held liable, you may want to consider an umbrella insurance policy. These policies will provide you at least $1 million of liability coverage, ensuring you never face a financial burden.
- Your Dwelling Fire Insurance: This type of insurance will cover your vacation home and the personal property you store in it against any flames that could break out at your vacation home, either while you are there or away. Broad form of this policy will also cover again windstorm, hail, explosion, smoke, and more.
The good news is that you do not have to figure out how to best protect your vacation home on your own. Why not let the experts handle it to give you full peace of mind? Contact Purves & Associates Insurance Services today. We serve Sacramento, Davis, and the surrounding California cities and are here to help you fully protect your vacation home.