When & Why Do You Need Event Insurance?

It may be confusing at times, but event insurance is a necessary lifeline for planners looking to keep themselves out of court.

Event planners often find themselves wrestling with the idea of special event insurance. They’re usually thinking, what are the odds of something happening, or what do I even insure? Whether it’s an intimate cocktail party or an entire wedding, there will be some things that are entirely out of your control. It’s always a good idea to take these unfortunate circumstances into account when considering special event insurance. When planning your next event for yourself, or a client, be sure to know what it is and why you would need the policy.
What is event insurance?
Event insurance is associated with events and covers and protected planners in particular areas. It provides general liability for specific events, and they can purchase additional coverage like liquor liability and event cancellation.
Why do you need event insurance?
Imagine that someone slips and falls during the event, and they manage to hurt themselves pretty bad. Even though it was them that slipped, it may be you who faces the consequences if they sue you.
Or what if a key member of the party becomes ill before the event, and can’t make it? Without a proper special event policy, you may have to cancel the event. Many venues don’t offer refunds, so you may be out thousands of dollars.
Don’t be caught off-guard when it comes to your special event. When it comes to finding the right special event insurance in Sacramento, CA, contact the experts at Purves & Associates Insurance Services. Serving Sacramento, Davis, and surrounding Northern California areas, we will work with you to ensure you are able to get the right amount of coverage for your specific needs, all at the right price to fit your budget.