You Need to Purchase an Insurance Policy for Your Special Events

You Need to Purchase an Insurance Policy for Your Special EventsSpecial events are important to you, so consider insuring them from risk!

Humans have always had a sense for partying, from our humble beginnings beating drums and dancing around a fire to our present-day celebrations. Perhaps it’s your mother’s 60th birthday or your daughter’s Quiceañera. These events aren’t very common, but don’t assume that insurance for these specific events is hard to come by or may not even exist! These unique celebrations count as “Special Events” and this is where you can purchase your coverage.
Why do I need liability insurance for my special event?
Just because these special events are special doesn’t mean they don’t present their own sets of dangers. If the Quiceañera’s piñata falls on some wandering toddler, liability insurance could cover the medical bills or any legal fees that follow.
What other coverages are available?
Typically, you can get:

  • Cancellation Insurance to protect you in case unforeseen situations come in between you and your celebration. Your coverage can step in if things like weather, the unavailability of the venue, or something else unavoidable causes the cancellation of the event.
  • Liquor liability to help cover any issues from causing or contributing to the intoxication of a person, the accidental furnishing of alcoholic beverages to an underage person, or other property damage or bodily injury that results from the use of alcoholic beverages.
  • Third-party damages to cover damages to the location while it is under your control, protecting you from having to pay for repairs.

In our society where people have taken lawsuits to the extreme, it’s always best to protect yourself from risk. When it comes to finding the right special event insurance in Sacramento, CA, contact the experts at Purves & Associates Insurance Services. Serving Sacramento, Davis, and surrounding Northern California areas, we will work with you to ensure you are able to get the right amount of coverage for your specific needs, all at the right price to fit your budget.