Your Student Driver & Your Auto Insurance

Learner Driver & Auto Insurance Sacramento CADoes Your Student Driver Need Sacramento, CA Auto Insurance?

Watching your kids grow up happens way too quickly. All of a sudden, the child you held in your arms is getting ready to drive, and you might be feeling a little trepidation about this change. Fortunately, you have the learner’s permit time period to help you adjust more gradually.

Before your son or daughter gets his or her learner’s permit, it is important for you to understand the student driver’s Sacramento, CA auto insurance obligations.

Because your teen will be driving a vehicle—even though he or she is not officially licensed—he or she needs to be covered by auto insurance. The good news is that getting your son or daughter protected under your policy should be fairly easy; just give your insurer a call to inform them that your student driver will be getting behind the wheel. Your agent will be able to discuss your options for covering your teen with you.
Once your teen gets his or her license, be sure to call your agent again to notify them of this change. Also, make sure he or she complies with graduated driver’s license restrictions. In California, this includes not driving with anyone under the age of 20 for the first 12 months, unless a licensed driver who is at least 25 years old is present in the vehicle. Also, new drivers cannot drive between the hours of 11:00 p.m. and 5:00 a.m. unless driving with a driver at least 25 years old.
Covering your student driver should be a snap. To talk to an expert agent about the Sacramento, CA auto insurance you need to cover your new driver, contact Purves & Associates Insurance Services. Serving Sacramento, Davis, and the surrounding California area, we can tailor the perfect auto insurance policy to protect your growing number of drivers.