Workers compensation insurance is here to protect your business from its employees. Workers compensation is a safety net for people who get injured because of their work. Its benefits can cover medical bills and replacement wages during the time an employee cannot work due to the injuries sustained. Modern business insurance works like this, employers Read More
Worry should not be on your mind this day. Sit back and relax when it comes to your big special event. It’s your big day, and you shouldn’t have to put any limits on the amount of fun that you want to have. You want to spend as little time worrying about damages and injuries, Read More
I have come to believe that almost everyone who is thinking about Life Insurance starts at Google. From Google they quickly move to a website where they plug in the fewest data points possible (age, gender, amount of insurance, term) and get a quote. Next, back to Google. Repeat. Next, get distracted by anything on the Read More
Yikes! Brittany Stoker in our office found this video today. This poor man feels awful about burning his house down, and I was as surprised as anyone to learn how a couple of old batteries could become so dangerous. Watch the video for more; he explains how the fire started at about 1:45. Videos like Read More
Flood Insurance Changes Effective 10/1/2013 On 10/1/2013 the National Flood Insurance Program (NFIP) introduced changes to their pricing methodology. These changes are a result of the Bigger-Waters Flood Insurance Reform Act of 2012, which extended the NFIP for 5 years. Biggert-Waters’ primary goal was to make the NFIP financially viable, since the program is currently Read More
For Agent Use – This topic comes from the file titled: “Hard Situations that you can’t control, but still have to deal with” Just this morning we received notice from most of our insurance companies that there is a “Moratorium” on new policies near the new “Morgan Fire” in the Clayton area. These notices usually Read More
When you buy your first house, or even your second, you try not to think about the possibility that you could lose it. But as fire season rages through California it’s hard not to wonder what would happen if a fire hit and destroyed your home, even if you don’t live in a brushy, wildfire-prone Read More
[youtube http://www.youtube.com/watch?v=JZkk6ueZt-U?feature=player_embedded&w=640&h=360] This video is a very good overview of how people will obtain health insurance post-1/1/14. Not every little detail is accurate for Californians (Small businesses are not surcharged for sick employees and already have gender-neutral rates, for example). But, it’s a pretty fair treatment of how it’ll all work. After watching, you can’t Read More