When summer rolls around, many of us will fire the ol’ BBQ grill and have a fun cookout, but what are the safety risks associated with BBQ-ing? Nothing is quite as summery as lighting up the grill and having a fun cookout with friends and family under the warm kiss of a summer’s sun with Read More
Power outages are everything but convenient, are you prepared for one? Most power outages are sudden and unexpected. They are frustrating and troublesome, especially when they last a while with no power in sight. This is why you must prepare for a power outage before it happens. So even if you are caught unaware, you Read More
Insuring your engagement ring can give you and your new finance the peace of mind you both deserve. Are you sporting a new ring after Valentine’s Day? When you finish calling your friends and family to tell them the good news of your engagement, you should also add your insurance agent to your list of people Read More
Choosing a Sacramento, CA flood insurance policy should be one of the first steps in getting ready for El Nino. Your homeowner’s insurance policy DOES NOT cover flood damage! With one of the strongest El Nino’s ever predicted expected to hit California later this year, right now is the time to get a flood insurance Read More
Did you know your Sacramento homeowners insurance may not cover these costs? When you buy a home insurance policy, you do so in order to protect your home against disasters. Unfortunately, all too many people assume that policy is a catch-all for whatever life throws their way, when, in fact, it’s designed to specifically protect Read More
Flood Insurance Changes Effective 10/1/2013 On 10/1/2013 the National Flood Insurance Program (NFIP) introduced changes to their pricing methodology. These changes are a result of the Bigger-Waters Flood Insurance Reform Act of 2012, which extended the NFIP for 5 years. Biggert-Waters’ primary goal was to make the NFIP financially viable, since the program is currently Read More
For Agent Use – This topic comes from the file titled: “Hard Situations that you can’t control, but still have to deal with” Just this morning we received notice from most of our insurance companies that there is a “Moratorium” on new policies near the new “Morgan Fire” in the Clayton area. These notices usually Read More
When you buy your first house, or even your second, you try not to think about the possibility that you could lose it. But as fire season rages through California it’s hard not to wonder what would happen if a fire hit and destroyed your home, even if you don’t live in a brushy, wildfire-prone Read More