Liability Coverage for the Acts of Your Volunteers

Your volunteers may not be on your payroll, but that doesn’t exempt them from committing acts of liability against your business. Volunteers in Sacramento, CA are the lifeblood of many nonprofits, but the actions of these volunteers can leave the organization with devastating liability. While the law may provide some defense for the acts of Read More

Auto Insurance Myths, Debunked!

Do you know the truth about your Sacramento, CA auto insurance? In California, all drivers are legally required to carry at least a little bit of car insurance, known as liability coverage. Because everybody has it, you might all think we know the truth about it, but quite the opposite seems to be true. In Read More

Event & Wedding Liability: The Basics

A few reasons you should consider Sacramento, CA liability insurance for your upcoming event or wedding. Planning a wedding or large event is a major undertaking. When you start this kind of project, you commit yourself to providing entertainment and food for all of your guests for the duration of your event. What’s more, there Read More

The Importance Of Wedding Photographers Insurance

Do I Really Need Wedding Photographers Insurance? As you prepare to say ‘I Do” to the love of your life, you go over your checklist three, maybe four times to make sure everything is covered. In ensuring the perfect wedding day, you have told vital members of the wedding what their responsibilities are. One individual that Read More

Quotation Frustration

If you watched the baseball playoffs this October, you couldn’t help but notice that insurance companies dominated the advertising space.  It was like the insurance carriers were trying to become the 4th American thing, “Hot dogs, baseball, apple pie and Insurance Commercials”.   I’m in the insurance business, and even I was sick of insurance by Read More

Dog Bit Your Neighbor?

  Scenario: Your dog just bit the neighbor’s child when the child tried to snuggle your sleeping dog.  You know your dog is a sweetheart, but was probably spooked when the child climbed on for an innocent snuggle.  Now the parents are suing you for negligence.  Do you have insurance coverage for this?  Answer below… Not Read More